January 27, 2023
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A savvy mom shares how she saved hundreds of children in 2022 with a simple trick.

Kate Richards, 33, entered the 1p competition last year and managed to save over £650.

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Kate Richards explained how she saved £650 in 2022 with a 1p challenge.1 credit
Kate said £650 was enough to buy Christmas gifts for her entire family.

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Kate said £650 was enough to buy Christmas gifts for her entire family.1 credit

The challenge is to save 1p on January 1, 2p on January 2, 3p on January 3, and so on every day for the rest of the year.

Martin Lewis has previously hailed the game as an easy way to save extra money.

And Kate from Huddersfield managed to save up a total of £667.95 – enough to buy Christmas gifts for the whole family.

The mother of three explained how she saved money through the IFTTT app.

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She said: “There is an application and it automatically transfers money to your account.

“By the end of the year you have £667.95 and you don’t notice how it goes every day.

“I have been doing this since 2019 and use it every year for Christmas shopping.

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“They also do it in reverse and start at £3.65 and go down.

“He connects to the bank and you get a notification every day, you don’t have to think about it, which is great.

“I have already packed all my gifts and everything, everything is ready.”

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However, Kate didn’t just stop at the 1p challenge.

The teacher said she used Martin Lewis’s secret hack to save extra money over the holiday period.

She used to spend £20 per person for seven people, for a total of £140, while there was a £50 limit for everyone to only buy for one person.

She credits this trick with saving her a third on her Christmas shopping.

And she uses the Thingstogetme.com website to make Christmas lists for her son.

You can enter your Christmas list and links to items on the site that can be sent to friends and family to choose from.

And, once a gift has been “reserved” by someone, it is shown to everyone who views the list, so no one gets doubled.

Kate said: “You paste your Christmas list and send it to everyone and they can reserve the item that ticks so there are no duplicates.

“You find an item on Amazon, put in a link and any additional information like color or size, and people can just tick it, buy it, and it gets sorted.

“You can offer a good range of prices – some gifts were £4 and some were £40 – and I’ve had plenty of lower priced gifts so people can choose what they can afford and reserve it.”

What other problems are there with saving money?

You can save some serious money in 2023 if you know what games to play.

There is a 52 week challenge where you set aside £1 for the first week of January, then £2 for the second, £3 for the third and so on.

It’s like a 1p challenge, but you get what you put in every week, not every day.

If you follow the rules until the first strike, you will receive £1,378.

If the 52 week challenge seems too hard for you, you can try the 365 day challenge.

You save £1 on Sunday, £2 on Monday, £3 on Tuesday, and so on up to £7 on Saturday.

Then you restart the process the following Sunday and do so for 52 weeks of the year. In total, you can hide £1,456.

Or you can mix things up a bit and try the money can game where you challenge yourself not to do something or make a mistake.

So you can challenge yourself to cook two new recipes a week, and if you can’t do it in one week, you can add money to the pot.

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Of course, the money you add to the bank can be whatever you want and within your budget.

An alternative to the money jar is the classic swear jar, where you put money in the jar every time you swear.



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